Program

Refinansman Kefalet Programı

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Coordinated by KOSGEB with a KGF guarantee, this programme lets SMEs refinance existing bank loans with a principal balance of up to 30 million TL through a new loan of 24 to 48 months. The guarantee covers 80% of the loan, up to 24 million TL per business. Applications go through the participating bank branches.

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Key facts

Organiser
KOSGEB
Opens
January 31, 2026
Amount
TRY 30,000,000 · Loan
Open to
Türkiye
Sectors
Developer tools, Industry and manufacturing, B2B SaaS

4 details are locked

See your fit: whether you qualify, the official application form, and Autopilot to fill it in for you. Equity, fees, format and location open with it.

See your fit

Key questions about Refinansman Kefalet Programı

Who can apply to Refinansman Kefalet Programı?

Eligible locations: Türkiye. The company must be incorporated in Türkiye. Only startups in these sectors qualify: Developer tools, Industry and manufacturing, and B2B SaaS.

When is the Refinansman Kefalet Programı deadline?

Applications open on January 31, 2026.

Other programs in this category

Verified on October 31, 2026 against the official page.